If you often fly to different countries via Singapore Airlines, being a KrisFlyer member will certainly put those air miles to good use. The KrisFlyer miles that you will earn can help you keep your travel costs down in the future.
But you don’t need to be a frequent flyer of Singapore Airlines or its partner airlines to be a KrisFlyer member. You can earn KrisFlyer miles with your everyday spending.
Here’s a look at the best Philippine credit cards that will help you earn those coveted miles.
| Credit Card | Annual Fee / Monthly Interest / Monthly Income Requirement | KrisFlyer Miles |
| EastWest Singapore Airlines KrisFlyer Platinum Mastercard |
|
3 KrisFlyer miles = 45 PHP |
| Maybank Visa Platinum |
|
1 KrisFlyer mile = 50 PHP |
| HSBC Red Mastercard |
|
Minimum of 1,000 KrisFlyer miles with 10,000 Bonus Points to redeem
1 Bonus Point = 20 PHP 4x Bonus Points under Accelerated Rewards Program |
| Security Bank Platinum Mastercard |
|
1 KrisFlyer mile = 9 reward points |
| BPI Visa Signature |
|
1 KrisFlyer mile = 3 RTR Premium Points |
| Metrobank Femme Signature Visa |
|
1 KrisFlyer mile = 2.5 reward points |
EastWest Singapore Airlines KrisFlyer Platinum Mastercard
Earn KrisFlyer miles on both your local and overseas transactions. You are also eligible to receive 3,000 KrisFlyer miles as a welcome bonus when you spend 100,000 PHP within 3 months of your card’s activation date.
On your anniversary date (12 months from card approval date), you can receive 5,000 KrisFlyer miles when you spend 100,000 PHP within the specified spend period.
There’s no limit or cap to the number of KrisFlyer miles that you can earn. Check out the table below to learn how you will be awarded.
| Transaction | KrisFlyer Miles |
| Singapore Airlines, SilkAir, Scoot, or KrisShop spend | 3 KrisFlyer miles = 45 PHP |
| Overseas, online, and local spend
Local or overseas hotel bookings, travel agency transactions, international cash advance |
3 KrisFlyer miles = 45 PHP |
| Domestic spend | 1 KrisFlyer mile = 45 PHP |
| Merchant installment | 1 KrisFlyer mile = 45 PHP monthly amortization |
To give you an idea of how your transactions can earn miles, you can refer to this sample computation below:
| Transaction Type and Amount | Equivalent Miles |
| 700 PHP local spend | 700 PHP / 45 PHP = 15 miles |
| 12,000 PHP hotel booking | 12,000 PHP / 45 PHP = 266 miles |
| 9,000 PHP merchant installment payable in 3 months | 9,000 PHP / 3 months = 3,000 PHP
3,000 PHP / 45 PHP = 67 miles |
| Total earned miles | 348 miles |
You can read more about the terms and conditions of this card by clicking here.
To qualify for the EastWest Singapore Airlines KrisFlyer Platinum Mastercard, you must be at least 21 years old and a Filipino citizen or a foreigner who’s already a local resident.
You should be earning at least 100,000 PHP a month. A landline telephone is also required.
The following are the document requirements that you need to submit.
Source: Image screenshot from EastWest Bank as of October 1, 2019
Maybank Visa Platinum
With the Maybank Visa Platinum credit card, you can earn 1 KrisFlyer mile with every 50 PHP you will spend.
You can also convert your TreatsPoints to KrisFlyer miles. The conversion ratio is 1,000 KrisFlyer miles for every 5,000 TreatsPoints (1 TreatsPoint = 25 PHP spend).
Before you can redeem 1 air mile, though, you will be charged 500 PHP as a fee or an Annual Miles Program premium.
As a new cardholder, the principal card will enjoy free annual membership fees for the first year. The succeeding year, the annual fee is 3,000 PHP.
If you’re planning on getting a supplementary card, the annual fee is 1,500 PHP.
To qualify for the Maybank Visa Platinum, you should be between 21 to 65 years old and earning at least 50,000 PHP per month.
Together with any government-issued ID (driver’s license, passport, SSS/GSIS, TIN), you should also submit the following documents:
Source: Image screenshot from Maybank as of October 1, 2019
HSBC Red Mastercard
You can redeem KrisFlyer miles with the Bonus Points that you will earn with your HSBC Red Mastercard spending.
Receive 1 Bonus Point for every 20 PHP that you spend, and redeem a minimum of 1,000 KrisFlyer miles with 10,000 Bonus Points.
Under the Accelerated Rewards Program, you can earn 4x Bonus Points on your shopping and dining expenses, online transactions, and overseas spending.
The maximum accumulated spend per month is 40,000. Your Bonus Points are also valid for 3 years.
KrisFlyer miles can be redeemed in increments of 1,000 miles. To redeem miles, simply log on to www.hsbc.com.ph and go to the Rewards Catalogue. Select Credit to Mileage Account under Redemption Type.
To qualify for the HSBC Red Mastercard, you should be an existing primary credit cardholder for at least 1 year and earning at least 16,700 PHP per month.
If you apply now, you can enjoy free annual fees for life or receive a free Lazada e-voucher worth 2,000 PHP. Find out more here.
Security Bank Platinum Mastercard
With your Security Platinum Mastercard, reward points that you earn can be converted to KrisFlyer miles.
Earn 1 reward point for every 20 PHP that you spend. You need 9 reward points to earn a KrisFlyer mile.
You also earn 1 reward point for every 1 USD qualified transaction.
Once you have accumulated 9,000 reward points, you can start redeeming miles. It takes 15 days for the miles to be credited into your KrisFlyer account.
To apply for this credit card, here are the eligibility and documentary requirements:
Source: Image screenshot from Security Bank
BPI Visa Signature Card
BPI Visa Signature allows you to convert your BPI Real Thrills (RTR) Rewards Premium Points to KrisFlyer miles.
Earn 1 KrisFlyer mile with 3 Real Thrills Rewards Premium points.
But you can redeem 500 KrisFlyer miles for just 1,250 Real Thrills Rewards Premium points.
Points conversion to KrisFlyer miles can be done by sending an email to [email protected] or calling the BPI Phone Banking line at 89-100. They will be credited to your KrisFlyer account within seven banking days from the receipt of the request.
To qualify for the BPI Visa Signature card, here are the documentary requirements that you need to submit:
Source: Image screenshot from BPI as of October 1, 2019
Metrobank Femme Signature Visa
With your Metrobank Femme Visa Signature credit card, your reward points can also be converted to KrisFlyer miles.
One KrisFlyer mile is equivalent to 2.5 reward points. Earn 1 KrisFlyer mile with every 50 PHP that you spend as well.
The minimum number of points needed to redeem KrisFlyer miles is 10,000 points and the maximum is 50,000 points. Redemption is in increments of 10,000 points.
To qualify for this card, you must at least be 21 years old and earning at least 66,700 PHP per month.
The following are the required documents that you need to submit.
Source: Image screenshot from Metrobank as of October 1, 2019
Do you already own any of these credit cards? Have you already saved up enough KrisFlyer miles to start redeeming flights? Share us your thoughts in the comments!