Maybank’s credit cards are categorised into Classic/Standard, Gold, and Platinum. There’s also a special credit card that caters to Manchester United fans.
Here are some of the things that you need to know about their features and benefits.
| Maybank Credit Card | Annual Fee / Monthly Interest |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Maybank Standard Mastercard/ Gold Mastercard / Visa Classic / Visa Gold – For financial flexibility and enjoying life’s little pleasures
These are no-frills credit cards that allow you to spend for everyday essentials and the occasional luxuries.
With these cards, you can avail of the Maybank EzyPlans so you can pay in Philippine Peso whenever you shop, dine, or travel overseas.
These are also EMV-compliant chip cards to protect you against fraudulent transactions. Make online transactions securely and receive One-Time Passwords via text message and SMS notifications for successful transactions.
New credit cardholders enjoy first year free annual fees. For the Standard and Classic credit cards, annual fees are at 1,000 PHP for the succeeding years. Supplementary cards have annual fees of 500 PHP.
For the Gold cards, the annual fees are also free for the first year and 2,000 PHP after that. The supplementary cards’ annual fees are at 1,000 PHP.
Maybank Platinum MasterCard / Visa Platinum – For experiencing the best of both worlds
The Maybank Platinum Mastercard and Visa Platinum let you earn 1 Asia Mile or Krisflyer Mile for very 50 PHP that you spend. You also earn a 1% cashback on your overseas spending.
They are ideal credit cards to have when you travel overseas because they are accepted in over 20 million locations worldwide. They also offer one of the lowest conversion fees.
Like the other Maybank credit cards, they also have EMV-compliant chips to protect your card from fraudulent transactions. You are also notified with an SMS for all successful card transactions.
Spend like a local anywhere you are in the world because of the many discounts and privileges that these cards offer.
Enjoy free annual fees on the first year, and then it will be 3,000 PHP for the succeeding years. Supplementary cards have an annual fee of only 1,500 PHP.
Manchester United Credit Card
This card is for the serious Man U fan.
Cardholders earn 5x TreatsPoints when Manchester United wins a Premier League match, and 10x TreatsPoints when you shop at the United Direct Online Megastore.
There’s also a 10% discount when you shop at United Direct Online Megastore, and a 20% discount when you purchase Manchester United Stadium and Museum Tour tickets at Old Trafford.
You can enjoy a 10% discount on food and drinks at Red Cafe in Old Trafford as well.
If you get approved and activate your Manchester United card, you will receive a cash credit of 1,000 PHP.
Rewards Program
Maybank principal credit cards earn 1 TreatsPoint for every 25 PHP you spend on retail or installment. These installment plans include EzyPay, EzyPay Plus, and EzyPay Lite.
TreatsPoints are earned when transactions are posted, and they can be used to redeem rewards or be converted to cash credits or air miles.
You may refer to the table below to know how many TreatsPoints you need to redeem.
Platinum Cards
| Item | TreatsPoints Needed |
| 500 PHP Cash Credit | 8,000 TP |
| 1,000 AirAsia BIG Points | 3,000 TP |
| 1,000 Asia Miles | 5,000 TP |
| 1,000 KrisFlyer Miles | 6,000 TP |
| 1,000 Mabuhay Miles | 6,000 TP |
Gold Cards and Manchester United Card
| Item | TreatsPoints Needed |
| 500 PHP Cash Credit | 8,000 TP |
| 1,000 AirAsia BIG Points | 6,000 TP |
| 1,000 Asia Miles | 8,000 TP |
| 1,000 KrisFlyer Miles | 8,000 TP |
| 1,000 Mabuhay Miles | 9,000 TP |
Classic and Standard Cards
| Item | TreatsPoints Needed |
| 500 PHP Cash Credit | 8,000 TP |
| 1,000 AirAsia BIG Points | 9,000 TP |
| 1,000 Asia Miles | 11,000 TP |
| 1,000 KrisFlyer Miles | 11,000 TP |
| 1,000 Mabuhay Miles | 12,000 TP |
For Platinum cards, there will be a 500 PHP charge as Annual Miles Program Premium before you can redeem 1 air mile at 50 PHP spend / 2 TreatsPoints.
EzyPlans
Maybank credit cardholders can also avail of the following EzyPlans:
- EzyPay – 0% interest from 3 up to 24 months for a minimum of 3,000 PHP single credit card transaction
- EzyCash – your available credit converted into cash which you can pay in 3 up to 24 monthly installments
- EzyTransfer – an option to consolidate your balances from other credit cards for lower interest rates and up to 24 months installment
What are the requirements to apply for a Maybank credit card?
Filipino residents who are between 21 to 65 years old and earning a monthly income of 21,700 PHP can apply for the Standard or Classic cards.
You should be earning at least 25,000 PHP per month if you wish to get the Gold cards, and at least 50,000 PHP per month to get the Platinum cards.
The following are the documentary requirements you need to submit together with your credit card application:
| Employed | Self-Employed |
|
|
You also need to furnish a copy of any of these government-issued IDs:
- Driver’s license
- Passport
- TIN
- SSS / GSIS
To apply for a Maybank credit card, you may click here.
These are no-nonsense credit cards that offer great features and exciting rewards. The income requirements are reasonable, the annual fees are affordable, and the rewards system is straightforward. What’s not to love?