The BPI Visa Signature card is perfect for people who love to travel and live the luxurious lifestyle. It’s a credit card that offers signature rewards, exclusive privileges, and global services to an elite clientele. It allows you to enjoy the best things in this world that truly complement your premium lifestyle.
| BPI Visa Signature Card at a Glance | |
| Annual Fee | 5,500 PHP |
| Supplementary Card Annual Fee | Free for life |
| 2nd to 6th Supplementary Card Annual Fee | 2,750 PHP |
| Finance Charge | 3.50% |
| Minimum Income Requirement | 80,000 PHP / month |
What can you enjoy with your BPI Visa Signature Card?
24/7 Visa Worldwide Concierge
As a cardholder, you have access to 24/7 Visa worldwide concierge services online or over the phone. You can avail of this service to book flights or hotel rooms, reserve a table at a restaurant, rent a car, purchase event tickets, and for any other general request that can arise during your trip.
DragonPass Airport Lounge Program
Enjoy up to 50% discount on the global lounge membership program that gives you access to over 850 lounges in the world. This means you get to use free WiFi and have complimentary food and drinks while waiting to board.
As a BPI Visa Signature cardholder, you can also access the Fast Track or Priority Lanes at airport security checkpoints.
To give you the ultimate travel experience, your BPI Visa Signature card also gives you discounts when you avail of the Luxury Airport Transfer Service. Simply use the voucher code “VS2019” with the destination and date you want to avail of the transfer service.
Visa Luxury Hotel Collection
When you book a room at any hotel from the Luxury Hotel Collection, you can enjoy the best available rates and receive complimentary continental breakfasts daily.
There’s also a $25 food or beverage credit for you. What’s more, you enjoy VIP Guest status and you can get an automatic room grade when available.
You can also request for a late checkout, especially when it’s the off-peak period.
What can you redeem with your Real Thrills Rewards Premium Points?
You earn one (1) Real Thrills Rewards Premium Point for every 20 PHP you spend on shopping, traveling, dining, leisure, or relaxation. Just to give you an idea of what you can exchange for your points, here are some of them.
Shopping
1,000 PHP Rustan’s Gift Certificate = 6,250 RTR Premium Points
1,000 PHP The Travel Club Gift Certificate = 6,250 RTR Premium Points
1,000 PHP PowerMac Gift Card = 6,250 RTR Premium Points
1,000 PHP Shangri-La The Fort Gift Certificate = 6,250 RTR Premium Points
700 PHP Starbucks Gift Certificate = 4,500 RTR Premium Points
Travel
2 Real Thrill Rewards Premium Point = 1 AirAsia BIG Point
2,000 Real Thrill Rewards Premium Points = 1,000 BIG Points
3 Real Thrill Rewards Premium Points = 1 GetGo Point
1,250 Real Thrill Rewards Premium Points = 500 GetGo Points
3 Real Thrill Rewards Premium Points = 1 KrisFlyer Mile
1,250 Real Thrill Rewards Premium Points = 500 KrisFlyer Points
3 Real Thrill Rewards Premium Points = 1 Mabuhay Mile
2,500 Real Thrill Rewards Premium Points = 1,000 Mabuhay Miles
Dining
1,000 PHP Bizu Patisserie and Bistro E-Gift = 5,000 Points
1,000 PHP Barcino E-Gift = 5,000 Points
500 PHP Royce’ E-Gift = 2,500 Points
500 PHP Wildflour Cafe E-Gift = 2,500 Points
Lifestyle
1,000 PHP Barre3 E-Gift = 5,000 Points
1,000 PHP The Mandara Spa Gift Certificate = 5,950 Points
1,000 The Spa Gift Card = 6,250 Points
Ayala Cinemas Tickets for Two = 2,200 Points
Annual Fee
Visa Signature Principal Card = 22,000 Points
Visa Signature Supplementary Card = 11,000 Points
Charities
100 PHP BPI Foundation Donation = 500 Points
100 PHP Caritas Manila Donation = 500 Points
100 PHP Children’s Hour Donation = 500 Points
What are the current promotions that you can avail with your BPI Visa Signature Card?
Here are just some of the promos offered to cardholders of the BPI Visa Signature:
| Lung Hin at Marco Polo Ortigas Manila (valid until October 15, 2019) |
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Marco Polo Ortigas Manila
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| Cucina at Marco Polo Ortigas Manila (valid until October 15, 2019) |
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| Lemuria Gourmet Restaurant (valid until November 9, 2019) |
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| The Manor (valid until March 31, 2020) |
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| Apulit Island El Nido (valid until March 31, 2020) |
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| Movenpick Resort & Spa Boracay (valid until December 15, 2019) |
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| Crimson Resort & Spa Mactan, Cebu (valid until March 31, 2020) |
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| Crimson Resort & Spa Boracay (valid until March 31, 2020) |
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What are the requirements to apply for a BPI Visa Signature credit card?
Aside from the filled out BPI credit card application form and government-issued ID, these are the documents that you also need to submit for your credit card application.
You should be between 21 to 60 years old to be eligible for this card.
Screenshot image from BPI as of August 21, 2019
Should you get the BPI Visa Signature card?
The BPI Visa Signature card offers one of the lowest conversion rates in the Philippines. You earn 1 reward point for every 20 PHP you spend with this card.
These reward points are non-expiring, allowing you to save up for your dream rewards. However, there are no reward points multipliers, so redeeming big ticket items can take a lot longer.
It’s a great card to have when you do a lot of traveling and foreign spending because of its low foreign exchange conversion fees.
It offers a wider choice of reward options, including miles, rebates, and free gifts. But the annual fee is quite hefty, so it’s really a credit card that caters to high net-worth individuals.
If you qualify, do you think the BPI Visa Signature is a credit card that you will frequently use? Which features do you like most about it? Let us know in the comments!