Citi PremierMiles Visa Card – MoneySmart Review 2019

Do you put a premium on credit cards that offer great travel perks without the high income requirements or monthly interest rates? Read up on this MoneySmart review of the Citi PremierMiles Visa card and see if it’s a match for your jet-setting lifestyle!

Citi PremierMiles Visa Card at a Glance
Principal Card Annual Fee	First year is free 5,000 PHP
Supplementary Card Annual Fee	2,500 PHP
Monthly Finance Charge	3.50%
Late Payment Fee	850 PHP or the unpaid minimum amount due, whichever is lower
Cash Advance Fee	3% of cash advance amount or 500 PHP, whichever is higher
Foreign Currency Conversion	3.525%
Minimum Income Requirement	30,000 per month
Card Association	Visa

What can you enjoy with your Citi PremierMiles?

Every 30 PHP you spend anywhere with your Citi PremierMiles credit card earns you 1 PremierMile.

A PremierMile also earns you 1 hotel point with over 8,000 hotels in the world, or 1 air mile with over 60 airlines.

The miles that you earn are non-expiring, so you can go ahead and save up those miles and use them whenever you want!

You can earn travel cash rebates with your PremierMiles as well. Redeem 500 PHP worth of cash rebates with 1,500 PremierMiles. Learn more about the many rewards you can redeem from the Citi ThankYou Rewards page.

This card also offers VIP lounge access to different airport lounges in the world with your complimentary DragonPass membership.

Some of these include airports in Australia, Brazil, Cambodia, Canada, China, India, Italy, Macau, Malaysia, Maldives, Oman, Philippines, Saudi Arabia, Singapore, Taiwan, UAE, and the UK. Enjoy two free visits per year and 20% off for your succeeding use.

Your DragonPass membership begins from the date you registered for a DragonPass account. Learn more about the registration procedure by clicking on this link.

Enjoy up to 1 million PHP insurance coverage and travel with peace of mind when you charge all your travel expenses to your Citi PremierMiles.

With this card, you can also avail of 24/7 personal assistance with the Visa Signature Concierge. Simply call 1800 1441 0014.

Your purchases are also protected from accidental loss within 30 days when you charge them to your Citi PremierMiles. Learn more about Purchase Protection here.

What are the current promotions that you can avail with your Citi PremierMiles?

Take a look at some of the offers that you can avail today with your Citi PremierMiles credit card.

Travel and Leisure Offers

Offer	Mechanic
Exclusive seat sale for Qatar Airways Sale period:  August 16 to September 15, 2019 Travel period until March 31, 2020	Book via qatarairways.com/citibankdeals Travel to Milan on Economy from 729 USD, to Frankfurt from 747 USD, or to Rome on Business Class from 1,951 USD
Crimson Hotel Filinvest City, Manila 60% discount on published hotel room rates Book and stay period until March 31, 2020	4,500 PHP for overnight stay in Deluxe Room Buffet breakfast for 2 Blackout period from December 22-31 and January 1-5, 2020
Discounted room rates at The Bellevue Book and stay period until October 31, 2019	5,000 PHP for the Main Wing Deluxe Room 6,000 PHP for the Tower Wing Deluxe Room Inclusive of buffet breakfast for 2
50% discount on room rates at Crowne Plaza Manila Galleria Book and stay period until September 30, 2019	For bookings, call 6337222
50% discount on room rates at Holiday Inn Manila Galleria Book and stay period until September 30, 2019	For bookings, call 6337111
Up to 50% savings on published room rates at Marriott Manila Book and stay period until December 30, 2019	Inclusive of buffet breakfast for 2 at the Marriott Cafe For bookings, call 6337222
30% discount on room packages at City of Dreams Manila Book and stay period until December 30, 2019	For bookings, call 8008080
50% discount on published room rates at Astoria Plaza, Astoria Current, Astoria Palawan Book and stay period until December 30, 2019	For bookings, call 6871111

Dining Offers

Offer	Mechanic
Yellow Cab Dear Darla Bundle for just 1,299 PHP Valid until September 30, 2019	Good for online orders only Bundle includes 3 pcs 10-inch Darla Pizzas, 2 4-piece Regular Wings, and 1 1.75-liter of Mountain Dew To avail, order at this link
40% discount at Spices Peninsula Manila Promo period until October 15, 2019	Minimum of 2 diners, maximum of 15 Valid from 11:30 am to 2:30 pm
Up to 30% discount at Medley, Yu Lei, and Coral Lounge in Okada Manila Promo period until September 30, 2019	30% discount on buffet at Medley 20% discount on total bill at Coral Lounge 15% discount on total bill at Yu Lei
50% discount at House of Wagyu Promo period until October 15, 2019	50% discount on Wagyu Tip Sirloin Grade 10 50% discount on Wagyu Ribeye Grade 8
50% discount at Spectrum lunch and dinner buffet Valid until December 30, 2019	Plus 20% discount on food and 15% discount on beverage in other Fairmont and Raffles Hotel restaurants For reservations, call +6327951840 or email to [email protected]
20% discount on Cafe D’Asie’s buffet in the Bellevue Manila, Alabang Promo period until September 30, 2019	Valid for lunch and dinner buffet

Online Offers

Offer	Mechanic
100 PHP discount on movie tickets Promo period until October 4, 2019	Look out for the weekly promo code and book at least 2 movie tickets between 12 nn to 4 pm every Friday Promo code is one-time use only
Up to 7% discount on Agoda Promo period until March 15, 2020	Up to 7% discount on your bookings worldwide Valid for stays until September 30, 2020
6% rebate when you book at booking.com Promo period until December 1, 2019	Booking.com/CitiPH
12% discount at Zalora Promo period until March 18, 2020	Minimum spend of 500 PHP to avail of the discount Promo code CITI12
5% discount on Klook Promo period until March 30, 2020	5% off on tours and activities $1,000 cap Promo code KLOOKCITIYR019

What are the requirements to apply for a Citi PremierMiles?

If you already have a principal credit card from other banks, here are the documents that you need to submit to get your Citi PremierMiles card.

If you don’t have a principal credit card yet, here are the documents that will be required from you.

Image screenshots from Citibank as of September 1, 2019

If you apply today until October 31, 2019 and get approved, spend at least 40,000 PHP within 60 days of card receipt. You will be eligible to receive 30,000 Miles as a welcome gift. You can learn more about this offer here.

Should you get the Citi PremierMiles?

The Citi PremierMiles is perfect for travelers and jetsetters because of its easy miles earning program. The miles redemption is also flexible, allowing you to redeem items other than airline miles or hotel points.

The miles that you will earn don’t expire, so this is great news if you’re eyeing that dream vacation that requires a higher number of miles.

You can enroll up to 7 supplementary cards and allot a spending limit of as low as 10,000 PHP as well.

Get this credit card if you’re looking for exciting deals and huge discounts but without the high monthly interest. Prepare to pay for higher annual fees, though.