Krisette

Articles by Krisette Lim

Maria Krisette Capati-Lim is a contributing writer at MoneySmart for over four years. With an extensive background in the intersections of digital marketing, technology, lifestyle and personal finance, she believes that learning is a lifetime pursuit to become better ever day. When she's not writing, she's either checking her income and expenses on a spreadsheet or tinkering with her personal websites.

citi grab rewards credit card review
Credit Card
Citi Grab Credit Card Review 2022 – Up to 5X Rewards Points
The pandemic has changed how we buy products and services. Thanks to Grab app, you can now shop for groceries online or order food — all in just a few clicks. What’s more, you can enjoy discounts and free shipping on certain days, saving you money as a loyal user. One thing’s for sure, now…
31 August 2022
how to invest in luxury handbags in the philippines
Investing
How to Invest In Luxury Handbags like Hermès, Louis Vuitton, and Chanel
Have you ever wondered if there was a way to invest in something that you love and also make a profit? Well, luxury handbags may be the answer. In recent years, the world of high-end fashion has seen a surge in popularity, with designer brands becoming increasingly sought-after. This has led to a corresponding increase…
30 August 2022
types of credit cards in the philippines
Credit Card
8 Types of Credit Cards in the Philippines: Which One Is for You?
When it comes to credit cards, there is no one-size-fits-all solution. The best credit card for you will depend on your individual financial situation and spending habits. Having one is not just a privilege but also a huge responsibility. With proper handling of purchases, you can actually build your credit score. To help you out,…
27 August 2022
solo parent act in the philippines
Lifestyle
What Is the Expanded Solo Parents Welfare Act in the Philippines?
As a solo parent, you are familiar with the challenges of juggling work and family responsibilities independently. Let’s face it. You need all the help you can get. Thankfully, here’s some good news. The Expanded Solo Parents Welfare Act was passed to provide benefits, privileges, and financial assistance. This article will discuss its benefits and…
22 August 2022
How To Get Cheaper Gas With PriceLOCQ App
Lifestyle
How To Get Cheaper Gas With PriceLOCQ App
In these tough economic times, being mindful of your spending is more important than ever. But let’s face it, keeping track of every peso can be a real pain. If you’re spending on fuel regularly, news about price rollbacks gives you that sense of relief. But what if there’s an app that lets you save…
18 August 2022
How To Fight Inflation as a Starting Family in the Philippines
Smart Money
How To Fight Inflation as a Starting Family in the Philippines
Inflation can be a pain, especially when you’re starting a family on a budget. Prices for essential goods and services seem to go up every day, making it harder and harder to make ends meet. Fuel price hikes seem endless as weeks pass by, and watching the news can make you worry more. The inflation…
28 June 2022
should I borrow from the bank or the moneylender
Borrow Money
Where Should I Borrow Money: Banks or Moneylenders?
Borrowing money is always a tricky topic. You want to get the best deal possible, but you don’t want to get into too much debt. So, where should you go when you need some extra cash? You can go to a bank and take out a personal loan or go to a licensed moneylender and…
19 April 2022
Tonik Digital Bank Peso Savings Account – MoneySmart Review 2022
Saving
Tonik Digital Bank Peso Savings Account – MoneySmart Review 2022
What if we told you that there is a bank where you could open an account without having to deposit a single peso? What if this bank offers some of the competitive interest rates in the country? If this sounds too good to be true, then you’re in for a surprise because Tonik digital bank…
3 February 2022
Beginners Guide on Insurance Plans
Insurance
A Beginner’s Guide on Insurance Plans – Things You Should Know Before Buying One
Are you in the market for an insurance plan but don’t know where to start? You’re not alone. Buying insurance can be confusing, especially if it’s your first time. One of the most important decisions a person can make is choosing the right insurance plan. There are many different plans and factors to consider that…
28 January 2022
Metrobank Cashback Visa
Credit Card
Metrobank Cashback Visa – MoneySmart Review 2022
Looking for the best cashback credit card? Well, you’re in the right place as Metrobank Cashback Visa is more than just a plastic card with an EMV chip. Smart spending is made possible with this credit card to earn up to 8% cashback from your purchases. But before you get excited and start computing how…
27 January 2022
how to fix a ballooning credit card debt
Credit Card
How to Fix Your Ballooning Credit Card Debt – MoneySmart Guide 2022
Are you struggling to keep up with your monthly credit card payments? Do you find yourself constantly running out of money at the end of the month? If so, you’re not alone. While the banks love to tell you that your credit card is a great way to fund a shopping spree, a new gadget,…
24 January 2022
mercury drug citi card review 2022
Credit Card
Mercury Drug Citi Rewards Card Review 2022
Purchasing medications regularly? It can be overwhelming to buy on-site these days as COVID-19 cases are increasing in the metro and nearby provinces. Fortunately, one of the big pharmacies like Mercury Drug lets you order online and pay for your purchases. If you’re looking for a credit card that offers rewards points from your health…
24 January 2022
debunking common myths and misconceptions life insurance
Insurance
Debunking Some of the Common Myths of Life Insurance: Why Do Filipinos Avoid It?
Are you one of those people who avoid life insurance agents because you’re assuming they will offer you a product? Do you think paying for insurance premiums is expensive and a waste of money? You’re not alone. Many Filipinos feel the same way because they believe in these common myths and some misconceptions passed down…
18 January 2022
bank accounts to open this year 2022
Saving
5 Types of Bank Accounts You Should Consider Opening This Year
One of the best things you can do for your finances is to have different bank accounts to manage your saving and spending habits. It also helps you keep track of your finances – how much you are spending and where it’s going. Besides, opening a bank account is hassle-free because you can do it…
17 January 2022
financial new year resolutions 2022
Saving
5 Financial New Year’s Resolutions Filipinos Should Make for 2022
There’s no better time to start making resolutions than at the beginning of a new year. While getting in shape and spending more time with loved ones are always popular goals, there are a few financial resolutions that Filipinos should make, too. Whether you spent more on ‘budol’ items on Shopee and Lazada last year or…
7 January 2022
Globe, Smart, PLDT, and SunCellular — The Most Affordable Sim Only Plans in the Philippines (2022)
Lifestyle
Globe, Smart, PLDT, and SunCellular — The Most Affordable Sim Only Plans in the Philippines (2022)
The Mobile Number Portability Act allows subscribers to retain their mobile number even if they switch to another network. It won’t be a hassle for you to change your existing provider, especially if you have a poor signal in your location. So, do you want to keep your current cellphone number without having to buy a…
6 January 2022
credit card installment plans in the philippines
Borrow Money
What You Need to Know About Credit Card Installment Plans in the Philippines – Is It For You?
Credit card installment plans allow you to break up your total balance or a one-time straight payment into smaller monthly payments, making it more manageable. But is an installment plan right for you? A credit card can make you a wise spender or an irresponsible borrower. There’s nothing wrong with using credit cards, but how…
27 December 2021
best 0 zero Interest installment plans in the philippines 2022
Credit Card
The Best 0% Interest Installment Plans in the Philippines (2022)
Planning to buy a big-ticket item? Well, if you’re like most people, you’re always looking for ways to save money. One of the most important is ensuring that you’re getting the best deal on every purchase, whether it’s a small one or a big one. That’s why finding the best 0% interest installment plans in the…
23 December 2021
holiday shopping tips 2021
Shopping
Holiday Shopping Tips 2021: 10 Ways to Avoid Impulse Buying (and Spend Less)
It’s that time of year again. The holiday season is around the corner, and with it comes all the joys of giving gifts to loved ones. But if you’re on a tight budget this year or are trying to avoid impulse buying altogether, there are some things you want to keep in mind before your…
20 December 2021
How to Spot a Phishing Email in the Philippines
Lifestyle
How to Spot a Phishing Email in the Philippines
Phishing emails are all over the internet, and they can be challenging to spot. They often look like legitimate emails from banks, retailers, or other trusted sources. If you regularly check your inbox, you probably received one in the past few months. Are you one of those people who gets several phishing emails every day?…
18 December 2021
10 Signs That You Are Financially Prepared to Get Married
Lifestyle
10 Signs That You Are Financially Prepared to Get Married
Like most people, getting married is a huge financial commitment. Unless you are both wealthy, there’s no way to get around the fact that joining your lives together will require some planning and preparation on the financial front. Although if you’re not careful, those preparations can quickly become a source of contention and stress in…
16 December 2021
Best Credit Card Promos for Year End Online Shopping 2021
Shopping
Best Credit Card Promos for Year-End Online Shopping (2021)
The holidays are fast approaching, and it means the start of online shopping for many budget-savvy people. The shipping cost can take a toll on your wallet – not to mention all the other expenses associated with big-ticket items. Online shopping is in full swing with the 12.12 shopping festival, other year-end sales, and Christmas…
13 December 2021
Smishing Scam Alerts You Should Know and How to Avoid Them
Lifestyle
Smishing: Scam Alerts You Should Know and How to Avoid Them
You have probably received a text message that says you won millions of pesos from a raffle draw. Another text message could have been a gift from a company, and you need to claim it as soon as possible. Lately, there are also unsolicited messages offering job opportunities. Well, if you randomly received any of…
6 December 2021
Metrobank Rewards Plus Visa Card MoneySmart Review
Credit Card
Metrobank Rewards Plus Visa Card – MoneySmart Review 2021
Looking for a rewards card for more points? Here comes the Metrobank Rewards Plus Visa card that offers double (2x) rewards points whenever you spend on gadgets, transportation, telecommunications, and online purchases. Whether you are a first-time credit card holder or you are considering applying for a second card, this article will provide you with…
3 December 2021
RCBC Bankard Flex Visa Rewards MoneySmart Review 2021
Credit Card
RCBC Bankard Flex Visa Rewards – MoneySmart Review 2021
Are you a millennial looking for the best credit card that has flexible features? Look no further. We got you covered. It can be daunting to browse all the pages of credit cards from several banks that offer great rewards and perks. Finally, there’s the RCBC Bankard Flex Visa Rewards card, allowing you to control…
2 December 2021