Savings accounts these days offer more than just competitive interest rates. Some also provide extra features that will not only make you financially secure but also protect you and your family from the unexpected. If you’re looking for something more in your savings account, check out these five savings accounts and what they have to…

For singles, it’s the most dreaded date in the calendar. For people who are happily in a relationship, it’s a day they can be cheesy, sweet, and romantic to the person they love. Regardless of your current relationship status, Valentine’s Day is still worth celebrating because of the many hotel deals and restaurant offers that…

If you gas up at Phoenix stations frequently, we recommend that you get a credit card that offers savings and rewards. There are not a lot of credit cards that offer exclusive perks and privileges for Phoenix Petroleum customers. Although we’ve only got the Phoenix RCBC Bankard Mastercard, it’s packed with great features. Phoenix RCBC…

Over the years, luxury watches have proven to be a very smart and profitable investment. You need a significant amount of money to collect and invest in luxury watches, but having millions of pesos in the bank is not necessary to start investing. Before parting with your hard-earned money for this type of investment, it’s…

If you’ve been looking to diversify your investment portfolio, you may have heard something about REITs. Invest in commercial real estate and be paid off as an investor. Sounds good? Here’s what we know so far about REITs in the Philippines. What are REITs? A Real Estate Investment Trust or REIT can be a public…

With Citi Priority, you can simplify your banking and create your wealth with the help of an expert team. Enjoy global access and get a taste of privilege. Read on to find out more about this priority banking service that Citibank has to offer. Why Citi Priority? Citi Priority offers a tailored suite of products…

For high net worth Filipinos who often make big transactions at BPI, get rewarded and enjoy more benefits by being a BPI Preferred client. Here’s what you need to know to be one. BPI Preferred benefits at a glance Enjoy highly personalized service as a BPI Preferred client. You will have your very own Relationship…

Take your banking to the next level with Security Bank’s Gold Circle, a product bundle that offers their clientele with higher account balances and some of the most exclusive perks and privileges. A quick glance of Security Bank’s Gold Circle benefits As a member of the Gold Circle, you get preferential rates on loans and…

When it comes to money and investments, we’d take all the help and information that we can get to help us save or grow our money. Which is why we’re giving you this list of financial blogs and websites to help you become better and wiser with your money. If you want to become more…

Peer to peer lending, also known as P2P, brings regular people together to participate in one transaction as borrower and lender. Borrowers go to P2P platforms to apply for a loan, and investors or lenders show up to fund these loans and receive a potentially higher than average return on their investments. Both lenders and…

How premier is HSBC Premier? Is this priority banking service worth having, and what sets it apart from other banks’ priority banking services? In this MoneySmart article, we’ll list down all the perks and privileges that HSBC Premier clients in the Philippines can enjoy. A quick glance of HSBC Premier benefits Your very own relationship…

If you still do a lot of over-the-counter transactions in the bank, you’ve surely experienced queuing up for a long time. And while waiting, you’ve probably also wondered what that nice little area in the bank is for. There’s always a bank officer on standby in this area, even if there’s no queue most of…

If you have a substantial amount of money in the bank, the thought of what would happen to your money should the bank close down has probably crossed your mind once or twice. We can’t blame you if you think about this scary scenario more often than just once or twice, though. That’s your hard-earned…

When someone says investment portfolio, you immediately think of stocks, shares, or real estate. These are very good and sound investments and a great option for many Filipinos. But did you know that sneakers can be a great investment, too? There are sneakers out there that are raking in the money in just a short…

  With the rising costs of just about everything these days, the future seems so terrifying. But if you prepare for it the right way, there’s no need to worry. An option that you may consider is an endowment plan. Read on and find out how it works. What is an endowment plan? An endowment…

If you have a young son or daughter and want to teach them the value of money, one of the ways you can achieve that is by opening a kids’ savings account for them. Kids’ savings accounts only require a small initial deposit and usually have a low maintaining balance. The requirements are very easy…

Nobody likes paying for it, but it’s a necessary expense that you should pay monthly, quarterly, semi-annually, or annually (depending on your plan). We’re talking about insurance premiums. The most straightforward way is to pay for it in cash. But if you are a credit cardholder, you can also charge your insurance premiums and earn…

One of the most important decisions a married couple can make is whether to manage their money separately or as a joint asset. Tradition dictates that married couples should keep their money in one account because what’s his becomes hers, and vice versa. Most financial experts would say that the stakes are high, and it’s…

KrisFlyer is Singapore Airlines Group’s frequent flyer programme that offers members exclusive partner offers, flying privileges, and special deals. If you aren’t a member yet, sign up for your KrisFlyer membership first. It’s free and only takes a few minutes. How do you earn KrisFlyer miles? Whenever you fly on participating airlines, your booking class…

If you often fly to different countries via Singapore Airlines, being a KrisFlyer member will certainly put those air miles to good use. The KrisFlyer miles that you will earn can help you keep your travel costs down in the future. But you don’t need to be a frequent flyer of Singapore Airlines or its…

HSBC’s Home Loan allows you to purchase your dream home, construct it just the way you dreamed it, or refinance your existing mortgage so that you can lighten your financial load and enjoy more savings. Read on to learn more about it. What can you get from HSBC Home Loan? Flexible repayment options You can…

An amortization provides borrowers with a clear picture of how much they will pay during the entire repayment period of their loan. Read on to learn more about how your home loan’s amortization works. What is amortization and how does it work? Amortization is the process of spreading out a loan into several fixed payments…

A lot of Filipinos choose to have a cash back credit card that offers tangible and uncomplicated benefits. As a credit cardholder, wouldn’t you like to receive cash back every month from all your credit card spending, too? But not all cash back credit cards work the same way. Most of them have a minimum…

If you’re looking for cash back credit cards, make sure to choose one that does not complicate the process of earning cash back. Most credit cards have confusing and rotating categories, as well as tiered earning levels. Earn cash back with your spending minus the fuss with these credit cards that have no minimum spend…

Maybank’s credit cards are categorised into Classic/Standard, Gold, and Platinum. There’s also a special credit card that caters to Manchester United fans. Here are some of the things that you need to know about their features and benefits. Maybank Credit Card Annual Fee / Monthly Interest  Maybank Standard Mastercard First year is free; 1,000 PHP…