If you’re looking for cash back credit cards, make sure to choose one that does not complicate the process of earning cash back. Most credit cards have confusing and rotating categories, as well as tiered earning levels. Earn cash back with your spending minus the fuss with these credit cards that have no minimum spend…

Looking for an entry-level credit card that offers rewards? Take a look at China Bank Prime Mastercard key features and start building a good credit history. China Bank isn’t as aggressive compared to other banks when it comes to sign-up bonuses for new cardholders. But when you check their promotions, you will find that they…

Maybank’s credit cards are categorised into Classic/Standard, Gold, and Platinum. There’s also a special credit card that caters to Manchester United fans. Here are some of the things that you need to know about their features and benefits. Maybank Credit Card Annual Fee / Monthly Interest  Maybank Standard Mastercard First year is free; 1,000 PHP…

Looking for a credit card that will reward you for your dining, shopping or traveling expenses? Check out BDO Visa Gold and learn about the many exciting features that it offers. BDO Visa Gold at a Glance Principal Card Annual Fee Free on the first year 2,400 PHP per year, or free for life if…

EastWest offers several credit cards designed for every kind of Filipino spender. There are currently 11 cards in their roster, and each caters to different. Which one is right for you? Let’s find out! EastWest Credit Card Annual Fee / Monthly Interest / Monthly Income Best Features EastWest Priority Visa Infinite Waived perpetually 1.99% minimum…

Do you put a premium on credit cards that offer great travel perks without the high income requirements or monthly interest rates? Read up on this MoneySmart review of the Citi PremierMiles Visa card and see if it’s a match for your jet-setting lifestyle! Citi PremierMiles Visa Card at a Glance Principal Card Annual Fee…

The China Bank Platinum Mastercard lets you experience life’s big and small pleasures, whether that pleasure is shopping, dining, or traveling. Let’s explore this credit card in detail and uncover more about its key features. China Bank Platinum Mastercard at a Glance Principal Card Annual Fee 3,500 PHP Supplementary Card Annual Fee Waived perpetually Monthly…

If the biggest chunk of your monthly budget goes to supermarket purchases, then you deserve to have a good cash back credit card that will help you save money with your spending. Read on to see which cash back credit cards in the Philippines are best to use at supermarkets. Citi Cash Back Card Citi…

Are you a fan of Forever 21? Their affordable prices and trendy items makes the brand incredibly hard to resist Did you know that BDO has a credit card that’s especially designed for all your Forever 21 spending? Check out this MoneySmart review of the BDO Forever 21 Mastercard credit card and see if it’s…

The BDO Gold UnionPay is a good credit card to have for all your spending in China and in other major cities in Asia. If you frequent these places and do a lot of shopping, dining, and sightseeing, this credit card is something that you should consider. Here’s what you need to know about the…

The BPI Edge Mastercard is perfect for cardholders who put an emphasis on style while getting the best value. With this credit card, receive great discounts on the coolest fashion trends and hippest places. Read on to find out if the BPI Edge Mastercard is the right card for you. BPI Edge Mastercard at a…

The BPI Blue Mastercard is touted as ‘the sensible credit card’ because you earn reward points and receive free gifts whenever you use it. It’s a no frills card that’s perfect for a first credit card or just for your everyday spending, but with more perks and privileges. Read on and find out more. BPI…

The BPI Visa Signature card is perfect for people who love to travel and live the luxurious lifestyle. It’s a credit card that offers signature rewards, exclusive privileges, and global services to an elite clientele. It allows you to enjoy the best things in this world that truly complement your premium lifestyle. BPI Visa Signature…

Credit cards can be the ultimate shopping buddy, especially if you have the BPI Amore Visa Platinum credit card. Perfect for frequent shoppers at Ayala Malls, learn all about the perks and privileges you can enjoy with this lifestyle card from BPI. BPI Amore Visa Platinum At A Glance Annual Fee 5,000 PHP / year…

Daydreaming about your next getaway? If you get approved for the RCBC Bankard AirAsia credit card, you can use the bonus 8,000 BIG Points to book your next destination. This credit card can be your ticket to free flights. It serves as both rewards and air miles card. You earn 1 BIG Point for as…

If you want to save money, you’d listen to what your parents are telling you: just stay at home. We don’t know if this is still good advice, though. After all, even if you’re just at home, you can still browse on Shopee, ShopBack, Zalora, and Lazada on your gadget. That item which caught your…

Free e-gift certificates, merchandise items, and annual fee waivers as rewards? Why not? Redeem different merchandise items, cash vouchers, air miles, and so much more. Here are some of the best rewards credit cards in the Philippines that you can choose from. Credit Card Minimum Annual Income Requirement  Spending Category Security Bank Classic Rewards Mastercard…

HSBC Gold Visa Cashback is a great card for foodies. Your endless lists of “what to eat” and “where to eat” are a perfect match for this cashback credit card that offers 5% cashback on dining transactions. The 5% cashback rate is quite enticing. Not to mention the 0.50% cashback on other spending categories. You…

Security Bank Classic Rewards is best for first-time credit cardholders. If you’re planning on building a good credit history and earn rewards while spending, the features of this card are worth checking. The Classic Rewards is an entry-level credit card for shopping, dining, and travelling. If you’re eligible and you submit complete documents, it promises…

Shell is one of the largest oil companies in the Philippines. Whether you’re off to Baguio or to Batangas, there’s never a shortage of Shell petrol stations on the major roads you will be passing through. If you’re a loyal Shell customer and want to apply for a credit card that will earn rebates and…

When it comes to credit cards, MoneySmart folks have a sweet spot for cashback credit cards. Nothing beats high cashback rates and automatic rebates credited to your account. But which one is the best? After all, banks aren’t charities, so they also have their own T&Cs (terms and conditions). They have restrictions on how much…

Owning a credit card is both a privilege and responsibility. Before you start fantasising about the rewards or the air miles you’ll earn, make sure that you’re looking at a card which offers the perks and discounts that match your interests, lifestyle, and income. It can be tempting to just go for the first credit…

Petron is one of the biggest oil companies in the Philippines. As a motorist, it’s best to get a credit card that will maximise its benefits or rewards with every Petron purchase that you make. Thankfully, there are quite a few credit cards that offer fuel rebates whenever you gas up. However, we have yet…

Curious to know if you qualify for the HSBC Premier Mastercard, and whether it’s a credit card worth having? Read up on this MoneySmart review to see what it takes to be eligible for this premium credit card. HSBC Premier Mastercard at a glance:  Primary card annual fee Waived Supplementary card annual fee Waived Monthly…

China Bank may be known in the Philippines for its auto loans. But did you know that it also has three credit cards that you can apply for? You can choose from the Prime, Platinum, and World Mastercard. In this China Bank credit cards review, find out what you need to know about each card…