Working a full-time job can be exhausting, especially when you top it off with the stress of daily commutes. With the rising inflation rate, one can’t help but think of ways to earn extra income. Who would have thought that a kilo of onions would cost ₱600 or $10.90 today? Times are changing. But Filipinos…

Some of you may have experienced financial turbulence these past few years, and with 2023 in full swing, 2022 is behind us. But if you want to start the year right — looking forward to making 2023 their best financial year yet, it’s not too late to do so. There are plenty of things that…

Making money from something you’re passionate about sounds like an exciting opportunity — and it can be. However, turning a fun pastime into a profitable enterprise takes effort and dedication. With proper planning and strategy, there’s no reason why anyone can’t make money from their hobbies. If you want to become an entrepreneur but need…

Do you want to succeed in business? Being a successful entrepreneur takes more than just having an idea. Certain criteria have been proven time and time again for businesses that achieve long-term success. Knowing what these criteria are can give you an edge when it comes to starting and running your own company. Let’s get…

Changing to another telco or mobile network operator for better services and more affordable plans is a moneysmart way to manage expenses. While only three major companies – Smart, Globe, and DITO – monopolize the services, good coverage is a huge factor before making the switch. Plus, if you’re like most Filipinos, you want to…

It’s that time of year again when your inbox is full of ads for the latest gadgets or appliances. Even your cabinets are stuffed with items you haven’t used for ages. It’s tempting to go on a shopping spree this holiday season. But remember that not all gifts should come in a wrapped box with a…

Excited about how much you will earn from a cashback credit card? Before you get your hopes high, know the nitty-gritty behind the promos and terms and conditions (T&Cs). Cashback credit cards are your best bet if you prefer to avoid fiddling with rewards points or air miles. After all, money doesn’t grow from trees.…

Concerning finances, the more you keep your spending under control, the better. But can embracing a minimalist lifestyle help? You have probably stumbled upon this buzzword. Spoiler alert: it doesn’t mean living in a tin can or giving up all your worldly possessions – it’s being more mindful of the things you own. While this…

Moms are known for multitasking. But it can be too much to juggle caring for a baby and managing your household. Having a yaya and a helper or kasambahay will lighten the load. You might be having second thoughts because of your limited budget. With a set of hands comes an additional mouth to feed.…

Digital banks are redefining banking. You can open an account without visiting a branch. You also don’t need to wait in line to pay your bills because you can directly pay merchants and companies using the mobile app. Unsurprisingly, even traditional banks are introducing their own digital banks. For instance, Maybank has iSave, while BPI…

Traditional piggy banks look cute. But having a savings account as a student is still one of the best ways to keep your funds safe. If you’re away from your family, chances are, you need a convenient way to receive your monthly allowance. This scenario is a common dilemma for college students who left their…

Many millennials today prefer speed and efficient processes. Whether it’s buying a cute dress or ordering their favorite pizza. Items should be delivered and paid instantly. No wonder brands are also offering next-day delivery in their online stores. Credit cards are handy when you want speed. Whenever you shop online or at a retail store,…

There’s always some new financial advice out there to follow — save more, spend less, invest here, don’t invest there. It can be challenging to keep up and more difficult to figure out which one is worth following. To save you the trouble, we have compiled a list of the top eight common mistakes people make…

Did you know hiring managers spend six to seven seconds reviewing a resume? You only have a limited time to make an impression. Landing a good job is more challenging than you think. After graduating with a bachelor’s degree, it won’t guarantee a job right away. Searching for open positions, customizing your resume and cover…

Looking for ways to grow your hard-earned money? What if we told you there’s a local bank that offers 5.00% per annum interest? Say hello to the SeaBank Peso savings account. SeaBank is a rural bank with digital banking features. It means you can open a savings account without visiting a branch. Let’s take a…

A stable roof over your head provides not only physical security but also emotional stability – something that every family needs, especially in these uncertain times. This article is for you if you plan to take out a home loan in the next few years. Owning your place is a big step towards financial security…

The internet has made information more accessible than ever. This is especially true for those looking to learn new skills and gain knowledge. Countless websites and platforms offer free online courses. You can access them anytime and learn at your own pace. Online courses are a great way to learn new skills, stay up-to-date on…

When it comes to home mortgages, there are many things to think about. For example, what’s the interest rate? What fees are associated with the loan? How long will it take me to repay the loan? These are all important questions that need answering before you take on any type of home loan. With an…

Do you frequently shop online? Are you looking for ways to get cashback from your purchases? Worry no more. You might want to check UnionBank Cashback Gold Mastercard that lets you earn cashback without limit. Whether you’re planning to get your first credit card or want to apply for another one, here’s a helpful review…

Ever heard of BNPL? If you ever shop online, you must have encountered it. It’s an acronym for Buy Now, Pay Later, an agreement where a store lets you buy now and pay for your purchase over time. It’s like getting a loan, but without having to go through the hassle of applying for one.…

If you’re new to using credit cards, you’re in for a pleasant surprise. That mostly coveted plastic card provides plenty of opportunities to rack up rewards. But there are also a few things you need to be aware of before indulging yourself with a new pair of kicks or the latest iPhone model. A credit…

Does the possibility of earning rewards get your heart racing? Let’s take a look at the HSBC Red Mastercard. This rewards card offers up to 4x bonus points when you use it for online transactions, shopping, dining, and overseas transactions. Rewards cards are ideal for spenders who love to redeem merchandise items, cash vouchers, or…

Did you know that the Social Security System (SSS) in the Philippines offers a handful of benefits to its members? It’s not just the pension you get once you retire. If you’re a first-time member, or even if you’ve been a member for years, it’s important to know what they are. When in need, you…

The pandemic has changed how we buy products and services. Thanks to Grab app, you can now shop for groceries online or order food — all in just a few clicks. What’s more, you can enjoy discounts and free shipping on certain days, saving you money as a loyal user. One thing’s for sure, now…

Have you ever wondered if there was a way to invest in something that you love and also make a profit? Well, luxury handbags may be the answer. In recent years, the world of high-end fashion has seen a surge in popularity, with designer brands becoming increasingly sought-after. This has led to a corresponding increase…