In these tough economic times, being mindful of your spending is more important than ever. But let’s face it, keeping track of every peso can be a real pain. If you’re spending on fuel regularly, news about price rollbacks gives you that sense of relief. But what if there’s an app that lets you save…

Inflation can be a pain, especially when you’re starting a family on a budget. Prices for essential goods and services seem to go up every day, making it harder and harder to make ends meet. Fuel price hikes seem endless as weeks pass by, and watching the news can make you worry more. The inflation…

Borrowing money is always a tricky topic. You want to get the best deal possible, but you don’t want to get into too much debt. So, where should you go when you need some extra cash? You can go to a bank and take out a personal loan or go to a licensed moneylender and…

What if we told you that there is a bank where you could open an account without having to deposit a single peso? What if this bank offers some of the competitive interest rates in the country? If this sounds too good to be true, then you’re in for a surprise because Tonik digital bank…

Do you have a Philippine Social Security System (SSS) account? If so, did you know that you can take advantage of the SSS online services once you have activated your online account? It’s cumbersome to visit a branch and wait in a queue these days. Fortunately, you can request assistance online. But you have to…

Are you in the market for an insurance plan but don’t know where to start? You’re not alone. Buying insurance can be confusing, especially if it’s your first time. One of the most important decisions a person can make is choosing the right insurance plan. There are many different plans and factors to consider that…

Looking for the best cashback credit card? Well, you’re in the right place as Metrobank Cashback Visa is more than just a plastic card with an EMV chip. Smart spending is made possible with this credit card to earn up to 8% cashback from your purchases. But before you get excited and start computing how…

Are you struggling to keep up with your monthly credit card payments? Do you find yourself constantly running out of money at the end of the month? If so, you’re not alone. While the banks love to tell you that your credit card is a great way to fund a shopping spree, a new gadget,…

Purchasing medications regularly? It can be overwhelming to buy on-site these days as COVID-19 cases are increasing in the metro and nearby provinces. Fortunately, one of the big pharmacies like Mercury Drug lets you order online and pay for your purchases. If you’re looking for a credit card that offers rewards points from your health…

Are you one of those people who avoid life insurance agents because you’re assuming they will offer you a product? Do you think paying for insurance premiums is expensive and a waste of money? You’re not alone. Many Filipinos feel the same way because they believe in these common myths and some misconceptions passed down…

One of the best things you can do for your finances is to have different bank accounts to manage your saving and spending habits. It also helps you keep track of your finances – how much you are spending and where it’s going. Besides, opening a bank account is hassle-free because you can do it…

There’s no better time to start making resolutions than at the beginning of a new year. While getting in shape and spending more time with loved ones are always popular goals, there are a few financial resolutions that Filipinos should make, too. Whether you spent more on ‘budol’ items on Shopee and Lazada last year or…

The Mobile Number Portability Act allows subscribers to retain their mobile number even if they switch to another network. It won’t be a hassle for you to change your existing provider, especially if you have a poor signal in your location. So, do you want to keep your current cellphone number without having to buy a…

Credit card installment plans allow you to break up your total balance or a one-time straight payment into smaller monthly payments, making it more manageable. But is an installment plan right for you? A credit card can make you a wise spender or an irresponsible borrower. There’s nothing wrong with using credit cards, but how…

Planning to buy a big-ticket item? Well, if you’re like most people, you’re always looking for ways to save money. One of the most important is ensuring that you’re getting the best deal on every purchase, whether it’s a small one or a big one. That’s why finding the best 0% interest installment plans in the…

It’s that time of year again. The holiday season is around the corner, and with it comes all the joys of giving gifts to loved ones. But if you’re on a tight budget this year or are trying to avoid impulse buying altogether, there are some things you want to keep in mind before your…

Phishing emails are all over the internet, and they can be challenging to spot. They often look like legitimate emails from banks, retailers, or other trusted sources. If you regularly check your inbox, you probably received one in the past few months. Are you one of those people who gets several phishing emails every day?…

Like most people, getting married is a huge financial commitment. Unless you are both wealthy, there’s no way to get around the fact that joining your lives together will require some planning and preparation on the financial front. Although if you’re not careful, those preparations can quickly become a source of contention and stress in…

The holidays are fast approaching, and it means the start of online shopping for many budget-savvy people. The shipping cost can take a toll on your wallet – not to mention all the other expenses associated with big-ticket items. Online shopping is in full swing with the 12.12 shopping festival, other year-end sales, and Christmas…

You have probably received a text message that says you won millions of pesos from a raffle draw. Another text message could have been a gift from a company, and you need to claim it as soon as possible. Lately, there are also unsolicited messages offering job opportunities. Well, if you randomly received any of…

Looking for a rewards card for more points? Here comes the Metrobank Rewards Plus Visa card that offers double (2x) rewards points whenever you spend on gadgets, transportation, telecommunications, and online purchases. Whether you are a first-time credit card holder or you are considering applying for a second card, this article will provide you with…

Are you a millennial looking for the best credit card that has flexible features? Look no further. We got you covered. It can be daunting to browse all the pages of credit cards from several banks that offer great rewards and perks. Finally, there’s the RCBC Bankard Flex Visa Rewards card, allowing you to control…

It can be hard to know if an investment is a scam or not. If you are new to investing, you might fall for some old tricks that will end up costing you money. One way to help you figure out which ones are legitimate is to research and ask someone who knows about them.…

The cryptocurrency market has been seeing rapid growth in the past few years, and it is only expected to grow with countries such as El Salvador, which recently accepted cryptocurrencies like Bitcoin as legal tender. When it comes to financial innovations and integrations, the Philippine government is adaptable. In fact, In 2019, the Security and…

A personal loan may seem like a lifesaver during an emergency, whether it’s unexpected confinement in the hospital, losing a job, or a broken car. However, while it’s the most likely immediate solution to your financial needs, there are pros and cons when borrowing money from banks and lending institutions. Access to personal loans is…