Saving money takes a lot of discipline and making moneysmart choices, and having savings in the bank is a huge relief when you have unexpected expenses during uncertain times. Fortunately, opening a savings account is easy and can now be paperless, thanks to digital banking. It’s certainly worth exploring as we all embrace the new…

Opening a bank account these days can be a hassle because of the stay-at-home orders. Thankfully, digital banks like ING Philippines are offering convenient, branchless ways to do it. Instead of visiting a local branch where you are more likely to be exposed to people, you can do it on a mobile app. Digital banking…

Covid-19 has certainly ground everyone’s travel plans to a halt. For now, we can only make travel plans and pray that this pandemic will soon be over so that these plans can turn into reality. While we stay at home and get used to the new normal, why not learn about how travel insurance works?…

The Covid-19 pandemic has everyone all over the world in full crisis mode. While most Filipinos carry on with work-from-home setups, a lot of Filipinos are struggling  financially, especially those who receive wages on a daily basis. With their earning capacity severely affected by the Enhanced Community Quarantine, not all Filipinos are financially prepared to…

As days turn to weeks and weeks turn to months, more and more people are experiencing work from home burnout. You may be finding it hard to get up from bed to begin your work day. Maybe you just don’t have the desire to work at all. Or you may be having trouble logging off…

Even if commencement exercises were cancelled because of the Covid-19 pandemic, it’s not reason enough for you to sulk, feel angry, or forgo your celebrations at home. You’ve earned that diploma, and this milestone is something that merits a celebration! So go ahead and celebrate in your own way, graduate! And even if everyone is…

Utilizing your PhilHealth benefits is the last thing you want to do, mainly because no one wants to visit or stay at the hospital for injury or illness. But if you do get hospitalized, PhilHealth is a great thing to have because it will save you money on hospital expenses and doctor’s fees. This is…

Online banking isn’t new to Filipinos. With most commercial banks continuously upgrading their systems, you can practically do all your banking transactions online. Why waste time queuing when you can just go online to transfer funds and pay bills, right? But online banking has its limitations, and this is where digital banking comes in. ING…

Digital banking almost shares the same concept as online banking. But full digital banking allows you to open a bank account without going to a branch. No long lines. No printed forms. Everything is online by registering on the mobile app. Let’s find out how useful digital banking is in the time of COVID-19 and…

Do you remember playing those cassette tapes in the ‘80 and the ‘90s? And then using a pencil to rewind them? Have you also downloaded mp3s and burned them in CDs? Now, you can effortlessly listen to all the music that you want on your gadgets, thanks to music streaming services. You can create all…

You are probably feeling the financial impact of the extended ECQ by now. It definitely has affected the way we earn money and how we find new earning opportunities, and not in a good way. Thankfully, the government is extending its financial support through its Social Amelioration Programs (SAP) under the mandate of the Republic…

With the Enhanced Community Quarantine still in place, online groceries and delivery services have never been more in demand. Not only is it quick and convenient, it also keeps us safe at home, right where we should be. Just add to your cart, set a delivery schedule, make your payment, and wait for your groceries…

Days before the government imposed the Enhanced Community Quarantine (ECQ) in NCR and across provinces in Luzon, a lot of Filipinos resorted to hoarding and panic buying. As COVID-19 cases increased, people also flocked to the supermarkets and drugstores for food and health supplies. Local government units began to work round the clock to ensure…

Aside from following our country’s strict Enhanced Community Quarantine measures, having the protection of a life or health insurance will help in easing your worries. It’s good to know that you have financial back-up if ever you get sick during this health crisis. Learn about your insurance coverage and what to do in case you…

It’s very easy to overlook this thing called travel insurance when you’re so busy planning your itinerary or looking for the cheapest airfares. A lot of travelers even think it’s just an added expense. But if you knew just how important it is to have travel insurance coverage whenever you travel, it would be the…

Gone are the days when you’d sit down in front of the TV and watch something you don’t even like just because it’s the only good show on. Streaming services can now provide you with what you want to watch when you want. For a fee, of course. Which streaming service should you get, and…

Doesn’t it annoy you when you shop or eat at an establishment all the time, but they don’t have a frequent shopper or a loyalty program? Loyalty cards, also known as rewards cards, can go a long way, especially if you want the most bang for your buck. But don’t fret — here are some…

If you want to consolidate your balance from several credit cards into just one credit card, a balance transfer may be just what you need. This way, you don’t need to keep track of several due dates and feel the strain on your finances each month. You can just pay a certain amount per month…

As we face this global pandemic and scientists are racing to create a vaccine, you just can’t help but wonder when all this will end. The impact of this virus has already resulted in losses estimated to P91 billion. The Philippine government rolled out a P27.1 billion spending plan, and conservative estimates see this budget…

Searching for an online job during the Enhanced Community Quarantine? Or staying at home have you decided to stay and adopt work from home? Work from home is the new normal during the Enhanced Community Quarantine. Unfortunately, there are Filipinos who are under the “no work, no pay” contract. This certainly poses a huge financial…

With most places in Luzon on enhanced community quarantine, Filipinos are relying on cashless payments more than ever. It’s highly recommended today, especially when you go to the grocery or pharmacy and pay at the counter or when paying for your food deliveries. Filipinos have already been using e-wallets like GCash, Paymaya, and GrabPay to…

Tired of calling customer support every year to request for a waiver of your credit card annual fees? Don’t worry, because these credit cards with no annual fees will spare you from the frustration. We have listed down credit cards from AUB, Bank of Commerce, BDO, China Bank, and Citibank, just to name a few.…

Still looking for the best home loans in the Philippines? Are you comparing interest rates and looking for the most flexible payment terms? But before you choose the one with the lowest rates, make sure you read the fine print and understand what a long-term home loan entails. Buying a home is a very exciting…

Buying a house is a long-term commitment. Are you financially prepared to buy one, and is it the right time to buy? These are just some of the important questions you need to ask yourself before speaking to a home loan officer or filling out that loan application form. Aside from that, you also need…

Buying your dream home is a major financial commitment. If you can pay for it in cash, congratulations! You don’t have to worry about scrounging up the funds to make your monthly payments for the next ten or fifteen years. But not everyone can afford to pay for a house in cash, especially if you’re…